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January 26, 2010

Support of Non profit organizations or social service organizations are best source for developing nations

Tags: Non Profit Organization, Non Profit Organization India, Nonprofit Organization, Social Service Organization, Social Service Organization India

We can categorize organizations into two categories, first are organizations whose main objective is to survive in the present competitive market and gain more benefits to the organization which they have set up. Second are nonprofit organizations whose main goal or objective is to dedicate themselves and to promote end to end social service activities and programs for society.As many developing nations require the assistance from Non profit organization to succeed in providing support for people who are in need especially of rural areas. The government projects implemented by these developing nations certainly do not reach the intended groups with out the support of the non profit organizations or social service organizations. India is one such developing nation and well known as democratic country worldwide, but still central and state governments of India fail to address basics issues like education, medical and health assistance, employment opportunities, safeguarding of environment for the people of the nation. In order to tackle these issues with confidence, many non profit organizations in India are being set up and are playing active role in providing assistance to the poorest of the poor with their different social service activites.CRY, UNICEF are well known NGO world wide and are dedicated to serve the people around the world especially at the times of natural calamities like floods, earth quakes, Tsunami. Other major Voluntary Organization is Red Cross and it has a network of over 700 branches throughout the country, providing relief in times of disasters/emergencies and promotes health & care of the vulnerable people and communities. In global environment arena, WWF (World Wildlife Fund) is a Voluntary organization which works to stop the degradation of the planet’s natural environment and to build a future in which humans live in harmony with nature.These Non profit organizations mentioned above have helped people in need and implemented successful NGO projects with their unprecedented social service activities. In India these organizations have set up their head quarters with the moral support of the government and have succeed in promoting end to end social service activities through out India. Apart from major Non profit organizations in India, there are many NGOs in India who have taken initiative of addressing the basic issues and also succeeded in making a mark as non profit organization.

YatnM/a> is a non profit organization working for promotion of end to end social service activities for needy.
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January 24, 2010

Are You A Social Networkholic? Part 1

Tags: addiction, Internet, Social Networks

Many of us are getting addicted with online social networking websites like myspace, facebook, twitter, orkut, friendster, etc. It is an addiction, which will one day become as bad as alcoholism. Lives will be destroyed because of this disease and families will break up. Am I joking or what? No, I am very serious about this issue that will soon takeover as the main cause of lifestyle issues. Are you one who will get affected by social networking? Let us find out. Time: How much of your time is spent on social networks? How much of your time is devoted to useful work that is of quality and gives you material results? How much is your total work time? How much time do you spend with your friends and family? Make a estimate and write it down. Now find out how much of your time is spent on social networking sites every week? At what percentage level should you get worried? This exercise will tell you about your time spending habits and may also give some clue about relationship strength, work achievement and other such issues.Quantity: How many social networks have you joined? There are about hundred social networking sites that have substantial membership. Are you a member of only one site that you had joined when you began or do you join every new network that pops up? Do you keep a track of which network is doing well and shift there immediately or keep your faith in your old network? There are people who join networks because somebody said that it was most popular. Some join a website because a friend joined it. Some join a website because it is a subject specific. All of us have our own reasons to join a social network. Before changing sites or adding more ask one simple question – what do I wish to achieve on this network? Is it to connect with friends? Is it to develop business? Or is it only for some fun? And ask another question- does my goal help improve my lifestyle?In the second part of this article, we will look closer at the goals we hope to achieve by joining social networks.

The author likes to write text messages and advises for internet and social networking content like twitter backgrounds and myspace graphics. He also writes quizzes on subjects like career, personality, etc.

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January 23, 2010

Socially Responsible Investing

Tags: Green Investing, Mutual Funds, Sector, Socially Responsible Investing, SRI

Not so long ago, the phrase “socially responsible investing” might have brought to mind environmentalists keeping their investment dollars out of companies they believed to be damaging the Earth or animal rights activists rejecting companies who tested their products on harmless creatures.

As the socially responsibly investing, or SRI, sector has grown, its definition has also diversified. Today the phrase encompasses any investment strategy targeted at aligning an individual’s portfolio with their personal convictions. The Social Investment Forum’s 2005 Report on Socially Responsible Investing Trends in the United States identified $2.29 trillion under professional management involved in one or more of the three primary socially responsible investment strategies.

Screening, shareholder advocacy and community investing are the three most common SRI strategies. Screening (the practice of choosing or excluding investments from a portfolio based on the investor’s personal criteria) may be the most commonly known. Individuals may choose to invest, for example, only in companies headed by women or individuals of a particular ethnicity. Or, they may choose not to invest in companies that conflict with their personal beliefs. In addition to the traditional “sin” stocks of gambling, pornography and alcohol, an investor’s “anti” list might include tobacco, nuclear weapons, defense, companies with poor records on labor relations or the environment, religious issues, animal testing or any other issue.

Shareholder advocacy uses the voting rights associated with stock ownership to promote change within the company. Anti-apartheid organizations used this strategy to get companies to pull out of South Africa in the early 1980s. Community investing directs capital from investors to communities that lack traditional financial services such as credit, equity, capital and basic banking products (services that a community needs to grow and thrive).

According to the Social Investment Forum’s study, socially screened mutual fund assets grew 15-fold over the same 10-year period from $12 billion to $179 billion, outpacing the growth percentage of the mutual fund industry, as a whole, in the U.S. However, financial professionals who specialize in socially responsible investing point out that excluding certain companies (or in some cases, certain sectors) from an investment plan can result in potential financial consequences. Performance, benchmarking, implementation and diversification issues may make these investments more difficult to evaluate. In some cases, that may mean an investor has to choose between his beliefs and his bottom line.

If you do choose to factor your personal definition of social responsibility into your financial plan, keep that trade-off in mind. Trying to compare your SRI-screened portfolio’s performance to general indexes like the Dow and S&P 500 may not be accurate comparisons. The Domini 400 Social Index, run by KLD Research & Analytics Inc., attempts to provide a SRI-related benchmark but again, index results may not adequately reflect the result of including or excluding specific investments.

If aligning your investments is important to you, talk to your financial advisor about socially responsible investment strategies and their potential impact on your portfolio. If your objection to a company’s practices or politics doesn’t keep you up at night, you may be better off donating cash or time to the organization than weeding through thousands of investments looking for a soul mate.

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January 22, 2010

Socially Responsible Investing With Sector Funds

Tags: Index Funds, Sector Funds, Social Investing, Socially Responsible Investing

Over the last few years the new in vouge investment idea, socially responsible investing has a lot of interest. As environmental issues become more and more prevalent it’s a natural progression. In very simplistic terms socially responsible investing is an investment approach that allows you, the investor, to invest your funds in companies that commonly invest in ways that are compatible with your beliefs. Investing in environmental friendly funds that you support would be a good example of this. As these issues become more important to us, socially responsible investing will become even more popular.
The most common way to invest when it comes to socially responsible investing is through what’s called a sector fund. Sector funds as the name implies focuses its investment objectives in a particular sector. Sector funds are best known for their focus on popular areas. These areas commonly include oil, technological areas, or any other hot sector at the time. Thus, they can be a very valuable tool, allowing you to invest in any area you see fit. So, if an area is hot like real estate was over the last few years you could take advantage of that with a sector fund. Many speculators are currently taking advantage of the rising oil sector. As these trends come to an end, sector funds allow you to move to the next hot area, and so on.
To take a closer look at socially responsible investing we can see that it has evolved over the last couple years. In the past, socially responsible investing was all about supporting the good cause or not supporting a company that you disagree with fundamentally. It’s no longer that way, however, as now the socially responsible investing definition just comes down to aligning your beliefs with a particular investment style, and that can be a slew of different things.
The most common socially responsible investing style can usually fit within one of three different styles. Those typical styles being shareholder advocacy, screening, and community investing. Shareholder advocacy is the influence of a given company by its shareholders to make changes. This could influence a company to stop doing business with a certain entity or a certain way, for example. Screening is probably the most well known and common. It involves not investing in those companies that you disagree with. Maybe, you dislike tobacco companies for their cancer causing issues. You could avoid investing in them. This isn’t always easily done with typical mutual funds, as they own many stocks with little criteria that would align with your beliefs. Community investing can help areas or countries in need of investment funds get much needed capital. This not only spreads good will, but also can be rewarding, as many areas are emerging markets with big potential for investment return.
Socially responsible investing sector funds have grown at an incredible pace. In fact, they’re one of the fastest growing sectors. So, it’s important to note that anytime you invest in a particular sector fund or investment area, you may not be getting the proper diversification that is typically recommended. Make sure to diversify your portfolio. Anytime you’re focusing on just a small area of the market your taking more risk. There can also be sacrifices when eliminating a sector all together. This is a common goal with some socially responsible investing techniques, but can prove costly. Eliminating the oil service sector, for example, during this recent run up would have sacrificed a major portion of your large gainers. Always, check with a professional advisor before implementing an investment plan.

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